We set up a “boat fund” bank account yesterday. The plan is to save as much as we can to buy the boat and fund our sailing time. Since I know that a boat is a money pit and that a sailing adventure will cost as much as we have to spend, I would like to get at least two years worth of expenses saved. Right now, I’m estimating about $50K per year, but that is based on the little bit of info I can find on the internet about actual costs and is hopefully on the high end. Just opening the account made this even more real to me and leaves me feeling like this is really going to happen. I’m excited and feel energized inside just by taking this one small step.